HARP 2.0 Loan Refinance
Recent adjustments to the Home Affordable Refinance Program (HARP) by the federal government means that millions of homeowners who were previously unable to obtain a traditional loan refinance now have the opportunity to do so through the Program.
SKM Media Group's HARP 2.0 Database allows Loan Specialists to reach all or a portion of the more than 7 million HARP refinance candidates in the United States with precise accuracy. Using our proprietary selection criteria, Loan Specialists can identify Fannie Mae or Freddie Mac mortgage holders and homeowners with little or zero equity, and target HARP refinance prospects on a local, state or national level who have:
- A Credit Score of 640 or greater
- No Bankruptcy in the previous 24 months
- A Loan Balance of at least $100k (conforming limits)
- No Mortgage Delinquency in the last 12 months
- A Loan-to-Value (LTV) between 90-150% (on Fixed-Rate Loans) and 80-105% (on Adjustable Rate Mortgages)
- Mortgage Open Dates later than May 31, 2009
- Many additional selects
More than 7 Million Homeowners Need Your Help!
Loan Specialists can use SKM's HARP 2.0 Database to target eligible refinance candidates who have a mortgage guaranteed or owned by Fannie Mae or Freddie Mac; are current on their mortgage with a good history of payment over the previous twelve months at the time of refinance; homeowners who sold their mortgage to Fannie Mae or Freddie Mac on or before May 31, 2009; either have not previously refinanced under HARP or refinanced a Fannie Mae loan under HARP between March and May of 2009; and homeowners who have a current loan-to-value (LTV) ratio that exceeds 80%.
Standard HARP 2.0 selects include: name, city, county, state, zip, phone (by request), age, date of birth, income, household income, length of residence, occupation and more. Key selects include: mortgage amount, type of loan, name of lender, type of rate, date of mortgage, estimated AVM market value, type of property, date of purchase, price of purchase, type of dwelling, Loan-to-Value (LTV) amount (estimated) and more.
SKM's HARP 2.0 Database + One Of Our Industry Leading Direct Marketing Campaigns = RESULTS
We create, print and mail millions of high-impact direct mail pieces monthly. Take advantage of SKM's direct mail expertise with a complete turn-key approach, and let us manage your campaign from start to finish so you can spend more time closing business.
SKM's turn-key direct mail campaigns include: data, creative, printing, packaging, postage and a toll-free call tracking system that enables you track your campaign's success in real time. You'll know who's calling, when they're calling, where they're calling from, and how long they spoke with one of your sales agents within moments after they hang up the phone.
If you have any questions about our Conforming Lender File or if you'd like to get your Conventional direct mail or telemarketing campaign started today, call 877-859-9055 or complete the Contact Us form by clicking here.